Helpful Hints

Basic Steps in the Mortgage Loan Process

Many people are confused about the home loan process. This outline will help buyers understand the process that takes place when applying for a mortgage. Just keep in mind that these steps may vary slightly from one borrower to the next.Here are the six major steps to getting a loan:Financial
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How You Can Help Your Agent Help You

“Help me help you,” Tom Cruise’s Jerry Maguire implored Cuba Gooding Jr.’s Rod Tidwell in a famous scene in the movie Jerry Maguire. Although your real estate agent won’t beg you to help them help you there are some things you can do to assist your real astate agent who
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What is Escrow?

Escrow involves many elements which are important for both the seller and the buyer in a real estate transaction. Understanding the escrow process can help sellers and buyers make sound decisions. An escrow is a neutral third party, typically a title company, which facilitates and acts upon mutual
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November statistics for Local Real Estate

Everyone who buys or sells a home is curious about the market. Is it a buyer’s market or a seller’s market? What does that even mean? In Realtor terms, a buyer's market is when there are more than 4 months of inventory based on closed sales. A seller's market occurs when there
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6 Simple Home Staging Ideas

You don’t have to be an avid HGTV viewer to recognize the value in sprucing up your home before putting it on the market. But hiring an expensive home staging service isn’t the only way to plant a “SOLD” sign in your front yard. Bearing a few key tips in mind, you can primp
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7 Tips For Selling Your Home During The Holidays

Are the holidays not hectic enough for you? Put aside your gift list for a moment; how about adding a home sale to your to-do list?Most people avoid selling their homes during the holidays, but you may not have any choice in the matter. If you need to sell your home around the end of the year, here
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The 5 Biggest Mistakes That Sellers Make

Selling a home is tough.But sellers can unknowingly make the process more painful than stepping on a pile of legos by committing these no-no’s shared by agent in the Raise the Bar Facebook Group. Here’s what they had to say:1. Don’t take the for-sale-by-owner (FSBO) routeMost
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Knowing What You Can Afford

There is a rule of thumb that says that if you have the capacity to repay the mortgage, you can afford a single-family house that costs up to two and one-half times your annual gross income. (Annual gross income is the amount you make before taxes are deducted.) Like other rules of thumb, this is a
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